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Our Commitment To
Privacy
Your privacy is
important to us. To better protect your privacy we
provide this notice explaining our online information
practices and the choices you can make about the way
your information is collected and used. To make this
notice easy to find, we make it available on our
homepage and at every point where personally
identifiable information may be requested.
The Information We Collect:
This notice applies to
all information collected or submitted on the #1 Low
Mortgage Rate website. On some pages, you can
apply to receive rate quotes. The types of personal
information collected at these pages are:
Name Address
Email address Phone number (etc.)
The Way We Use
Information:
Any information
obtained by #1 Low Mortgage Rate , its authorized
affiliates, lenders, brokers, successors and/or assigns
will be used for the purpose of determining the
eligibility of a loan applicant. Information obtained
may be submitted to an authorized third party to
determine credit worthiness and eligibility of a loan
applicant.
Automatically Gathered Information.
#1 Low Mortgage
Rate automatically collects your browser type and
browser software version to tailor the presentation of
the services to your platform and to maintain a record
of your activity on the #1 Low Mortgage Rate
web-site. #1 Low Mortgage Rate may also use cookies to
enable users to specify unique preferences and to track
user trends and patterns. Users always have the option
of disabling cookies via their browser preferences. If
you disable cookies on your browser, please note that
some parts of our #1 Low Mortgage Rate site may
not function as effectively or may be considerably
slower. As an automatic process, our web server software
records a log file of IP addresses that access the #1
Low Mortgage Rate web-site. We also collect IP
address information but do not ordinarily link IP
addresses to Users Personally Identifiable
Information.
How We Use
Information.
We use Personally
Identifiable Information for our own internal purposes
including contacting you via email to inform you about
updates to our services and providing you with other
information that we deem necessary. We reserve the right
to disclose your information as required by law. We do
not rent or sell our Users Personally Identifiable
Information to third parties.
Finally, we never use
or share the personally identifiable information
provided to us online in ways unrelated to the ones
described above without also providing you an
opportunity to opt-out or otherwise prohibit such
unrelated uses.
Our Commitment To Data
Security
To prevent
unauthorized access, maintain data accuracy, and ensure
the correct use of information, we have put in place
appropriate physical, electronic, and managerial
procedures to safeguard and secure the information we
collect online.
Limitation of
Liability.
a. Neither #1 Low
Mortgage Rate nor its parent, affiliates or
subsidiaries are liable for any loss or damage caused by
a visitor's reliance on: (1) any information or (2) any
product or service obtained through this Site or a
Linked Site. Visitors are responsible for assessing the
accuracy and completeness of any information obtained
from this Site or a Linked Site.
b. Neither #1 Low Mortgage Rate
nor its parent, affiliates or subsidiaries are
responsible or liable for any inaccuracies, errors or
omissions in the Content or in the products or services
offered on this Site or a Linked Site.
c. Neither #1 Low
Mortgage Rate nor its parent, affiliates or
subsidiaries are liable in any way for any indirect,
special, punitive, consequential, or indirect damages in
connection with the use of this Site or a Linked Site or
with the delay or inability to use this Site or a Linked
Site, whether or not #1 Low Mortgage Rate is made
aware of the possibility of such damages. This
limitation includes, but is not limited to, the
transmission of any viruses or Trojan horses that may
affect a Visitor's equipment, failure of any electronic
or telephonic equipment, communication or connection
lines, unauthorized access, theft, operator errors, or
any force majeure. #1 Low Mortgage Rate does not
guarantee continuous, uninterrupted or secure access to
this Site or a Linked Site.
d. By applying, this
does not obligate #1 Low Mortgage Rate , its authorized
affiliates, lenders, brokers, successors and/or assigns
to make a loan to any applicant, nor does it imply an
offer to lend or loan to any
applicant.
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